Craig MessmanEveryone wants the lowest mortgage rate. But what if it costs you more? Learn how discount points work and how to find your breakeven before you pay to buy down your rate.
Craig MessmanMortgage rates are up. Should you wait to buy? Maybe. But the rate is only one part of the equation. Here's how to figure out if buying makes sense for you right now.
Craig MessmanPicking a mortgage based on the lowest rate quote is like committing after one date. Here is what you actually need to compare before you choose a lender.
Craig MessmanYour lender quoted you a higher rate. You found out. Now they're matching it. Here's why going back anyway is a financial mistake you'll pay for long after closing.
Craig MessmanShould you wait for mortgage rates to drop? Maybe...but lower rates often bring more competition.
